I call the bank because my check card didnt work in the atm. So they told “My checking account that they will foreclosure but not on my saving account?” Why is that?

Well I had a foreclosure 7 years ago. Is it true that records cleares after 7 years?

My fiancee had a home in another state that ended up in foreclosure. Now his credit score has suffered. What is the best and fastest way to try to reestablish his credit? Before the foreclosure his credit score was great. He also owns the home we live in and is current on all his bills.

We live in Hawaii and our mortgage has become unmanageable. We just found out our house is worth 64k less than we owe. We have good credit though are overextended because of mortgage. No defaults and one 30 day late pay. We want to sell but do not have the credit left to get a 64k loan to pay off the rest of the loan. We desperately do not want to go into foreclosure. Any options anyone is aware of?

Can a foreclosure be removed from your credit after a year? How long does this stay on your credit report?